Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.